Checkout is a secure payment method for you. We have a payment management license issued by the Finnish Financial Supervisory Authority. The service is maintained by Checkout Finland Ltd (Business ID 2196606-6) and Checkout Finland Oy is part of OP Group.

The Checkout Payments Service passes your payment to the merchant. If you see Checkout Finland Oy on your bank statement or credit card statement, we have provided your payment.

The webshop acts as a marketer for products and services and as a product supplier for the customer. The e-shop is responsible for the statutory and other obligations of the retailer. If you want to advertise or return your product, you should be in direct contact with the online store where the product was ordered.


Bank Payments

You have the payment buttons for all Finnish banks. You can pay with the payment buttons of Aktia, Danske Bank, Handelsbanken, Nordea, Oma Säästöpankki, Osuuspankki, POP Bank, Säästöpankin, S-bank and Ålandsbanken. As a payee for your account, Checkout Finland Oy will display your payment to your online merchant. From the online store you are directed directly to your bank to make payment safely.

Checkout Finland also offers the option to pay via the bank transfer form.


Credit card payments

You can pay online with Visa, Visa Debit, Visa Electron, MasterCard, Debit MasterCard and American Express. The online store uses Verified by Visa, MasterCard SecureCode and American Express SafeKey authentication services.

Checkout appears as a payee with a card payment and passes the payment card payment paid by the customer directly to the merchant. Card payments are secured by a secure payment form, and payment card information is not stored in e-commerce systems.


Mobile Payment

Mobile Payments Pivo, MobilePay, Masterpass, and Siirto are application-based services that can pay for online purchases as a bank transfer account or as a card payment by accepting a payment in that application. In addition, you will be able to complete the Siirto fees so that the payment can be accepted in any application that supports Siirto.


Terms of use are available at Pivo's website:


Terms of payment are available on MobilePay's site:

Master Pass

Payment terms are available on the Masterpass website:


Terms and сonditions for transfer fees:
OP's general euro payment terms
Terms and conditions of the transfer service by Nordea
Terms of service for the transfer service at S-Bank



The service is based on the 060605 payment service numbers. Payment is made by calling the payment service number and acting in accordance with the audio editions.

The cost of the service is per service number and includes the price of the product and the billing compensation associated with the service. In addition to the service price, the customer pays the normal mobile payment fee according to the pricing of his / her own mobile operator. GSM payments are charged to the user's bill.

Restrictions on use of the service / mobile subscription:

  • Single purchase transaction up to € 52.32 (including VAT)
  • Shopping per month up to € 100 (including VAT)
  • Up to two purchases per day
  • It does not work with prepaid subscriptions

More information:


Invoice and hire payment services

Invoice and payout services through Checkout are provided by OP, Collector, Flex, Mash (former Euroloan) and Svea. Collector and Svea offer invoice and payment options to corporate customers as well.

Here are some more specific terms that you see when accepting your payment. When you accept the payment, you agree to the terms of the financial company.

Collector's billing terms are also available on their website:

Here are the consumer terms for the invoice and payment method for OP.

Learn more about invoice and payout methods:

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